Basic Medical Insurance
All students must have basic medical insurance which covers any doctor's visits, emergencies and hospital care in Canada for the entire time they are studying at Selkirk College.
First three months, BC MSP waiting period:
You will be enrolled in Guard.me medical insurance.
It will cost $210 for the first full three month or 90 days (as of January 2022).
The fee is included in your first semester tuition and student fees.
You must inform your arrival date to email@example.com to have this insurance from DAY ONE in Canada.
What is covered?
BC MSP (BC Medical Services Plan):
In BC, public health insurance, called the Medical Service Plan(MSP) is what all residents of BC have.
BC MSP gives you easier access to the BC medical system. Doctor visits, emergencies, and advice on medical issues are free.
As a new resident, you are required to complete a wait period consisting of the balance of the month in which residence in BC is established, plus two months before benefits can begin.
You should apply for MSP coverage immediately after arriving in B.C., rather than at the end of the wait period, to allow time for your application to be processed.
MSP Benefit Summary
How to apply for BC MSP
BC MSP monthly premium is $75.00 for International Students (as of January 2022)
You will be billed directly by the Health Insurance BC(HIBC) for the monthly premium.
BC MSP Q&A for International Students
Your BC MSP will expire on same day as your study permit. If you extend your study permit or obtain work permit, you must extend your MSP coverage as well.
Managing Your MSP Account
Contact BC MSP
Visits to the dentist and dental costs are not covered by most Basic Medical Insurance. BC MSP does not cover any dental costs and some emergency dental expenses are covered by private basic medical insurance (Guard.me).
SCSU Extended Health and Dental Medical Insurance
All full time students (60% course load or more/14 weeks or longer) enrolled in University and College programs are required to have extended health and dental coverage. Every full time student, meeting the requirements, is automatically assessed the extended health dental coverage.
English Language Program International students will not be assessed the extended health and dental coverage.
English Language Program Domestic students will be assessed the extended health and dental coverage.
Cost: Extended medical and dental costs $275.00 per year and is automatically added to your tuition fees (cost as of January 2017). Even if you do not want this insurance, you must pay for it unless you can prove you already have the same coverage and opt out.
If you have any questions, please contact the email: firstname.lastname@example.org
Phone: 250.365.1303 Castlegar 250.354.3239 Silver King 250.352.6601 Tenth St. or visit their website.
Travel Medical Insurance
Your basic and extended medical insurance will not cover you in the same way once you leave British Columbia. BC Medical (BC MSP) will not pay for all the health care costs you may incur when you travel outside the province, even if you stay in Canada. Read the Leaving BC Brochure to find out more information about what is covered and what is not when you leave the province.
You are strongly advised to purchase additional health insurance from a private insurer before you leave the province, whether you are going to another part of Canada or outside the country. Learn more at Medical Care Outside B.C.
Visiting the Doctor
To see a doctor in Canada you can go to a walk in clinic or the hospital if it is an emergency.
to speak to a nurse and get your health question answered free of charge. In the case of an emergency dial 9-1-1 to reach emergency services and request an ambulance.
Castlegar Hospital, Kootenay Lake Medical Clinic, Nelson Hospital, and Trail Hospital.